Wealth Protection
Wealth
Protection advice
What would happen if you were injured, fell ill or died?
No one likes to think about it, but have you considered
whether your family would be protected? Could you get by
financially if you were no longer able to work either for
an extended period of time or permanently? And what if you
died?
Wealth protection is an essential part of every financial plan. Without income, trauma, life and TPD insurance, the wealth you’ve built up can rapidly erode as a result of an accident or illness.
Your Count adviser can assess your personal situation and recommend policies that best suited your needs. We can also review your current policies to ensure they continue to provide an adequate level of cover. This is particularly important if your financial situation changes and extended coverage is needed for additional family members.
Life
insurance
Imagine leaving your family burdened with the debts you
created if you died. Insuring your own life ensures you
leave adequate resources to your family and dependants.
You might be surprised how little that peace of mind costs.
Your Count adviser can recommend a policy that is right for you.
Trauma
insurance
Trauma insurance can provide a lump sum payment should you
suffer from a number of medical conditions such as cancer,
stroke, heart attack and coronary artery (bypass) surgery.
Trauma insurance can be used to take care of all your bills so you’re free to recover and get on with your life or pay for a long held dream. Your lump sum is paid on diagnosis of the covered illness.
Income
Protection insurance
For most people, their income is their most valuable asset.
It’s essential to protect your primary source for maintaining and building your wealth.
Income protection policies can replace up to 75% of your gross income if you’re unable to work due to sickness or injury. That means if you could not work for an extended period of time due to accident or illness, up to 75% of your salary would usually be paid for up to age 65 depending on the terms of your contract.
The cost of that peace of mind (income protection) is tax
deductible.*
* This taxation information
is based on the continuation of present laws and their interpretation
and is a general statement only. Individual circumstances
may vary. For further information, please consult your Count
adviser.
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As at
17 April, 2006 Doc Owner: < > |
